About Us
We are a firm of mortgage brokers, and we act on your behalf to arrange the best possible mortgage solution. We aim to find the best mortgage deal for you and to take the stress out of arranging your mortgage or re-mortgage, managing the process from enquiry to completion.
Our Mortgage Consultants
All of our mortgage consultants are fully CeMAP qualified to give you the best possible advice, and have years of experience in the mortgage market. Wherever possible we try to arrange your mortgage directly over the phone or via e-mail, providing you with all the information you require to make an informed decision. As we operate directly we can keep our costs down and we don’t charge you a broker fee as many brokers do.
We understand you value your time, we won’t send a salesmen to your home which many brokers do as a matter of course. However, if after our initial telephone discussion you wish for a Mortgage Consultant to visit you to discuss the options open to you, this can be arranged for a convenient time.
Mortgage Sourcing
We use the latest computer software, updated twice daily to find you the very best mortgage deal. We search the whole market, and not just a select group of Mortgage Lenders as some brokers do.
We go through a complete factfind to build a picture of your current financial situation and to ensure that the mortgage deal suits your future needs.
Our Service
We aim to provide a totally professional service, managing your mortgage application from initial enquiry to completion with the best possible mortgage solution for you.
To enable this you can expect the following from us:
- From your initial enquiry you will be contacted through your preferred contact method, to discuss your needs, we will forward you our “Initial Disclosure Document” and arrange to complete our “Mortgage Fact Find”.
- We will then search the market based on the information you have provided and present to you the most attractive options, discussing each offer and making our recommendations.
- After you have considered your options and decided on the mortgage you wish to proceed with we will then complete the application for you and forward this along with supporting documents to the lender.
- You will receive regular updates on the progress of your application. We will also forward our “Reasons Why Letter”, detailing why the mortgage product you have chosen is suitable for you.
- You will then receive your Mortgage Offer and then complete with your solicitor on your Purchase or Re-mortgage.
Protection Products
When reviewing your financial position and arranging a new mortgage we also aim to ensure that you have adequate Life Cover and Mortgage Payment Protection and Buildings & Contents insurance to give you peace of mind.
Regulation
The Mortgage Eye.co.uk Limited, 36 Shoveller Drive, Telford, Shropshire, TF1 6GQ is authorised and regulated by the Financial Services Authority. The Mortgage Eye.co.uk Ltd FSA Register number is 302713.
The Mortgage Eye.co.uk Ltd permitted business is advising on and arranging mortgages and general insurance.
You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.